Who We Are

We are Insurance Loss Adjusters who represent only the Property Owner, be it a commercial business or a residence; we do NOT represent the insurance companies.

Our disaster recovery team is geared to provide assistance to those businesses and people that have suffered a catastrophic loss from hurricanes, fires, floods, water, collapse and all other insured losses.  

Stanley W. Smith is a Certified Public Accountant and licensed Adjuster with some 45+ years of financial, insurance and international experience and specializes in representing clients in catastrophic insurance loss claims and FEMA submissions as well as providing forensic support in insurance matters. Mr. Smith has represented clients locally, throughout the United States, the Caribbean and the world in both residential and commercial losses, ranging from dwelling losses to multimillion-dollar commercial insurance claims, with the losses involving buildings, contents and business interruption and extra expense. Types of losses that Mr. Smith has adjusted include windstorm (hurricanes & typhoons), flood, fire, water, collapse, vandalism, theft, burglary, business interruption and extra expense. Windstorm losses that he has adjusted have exceeded $25,000,000; fire losses exceeding $14,000,000.  He has extensive experience in insurance settlement negotiations, related claim preparation and policy interpretation and application and is an expert in business interruption losses.

Mr. Smith has also been called upon to act as an appraiser (arbitrator) in cases of disagreement between a property owner and an insurance company when losses could not otherwise be settled as well as a consultant to attorneys providing litigation support.  His experience includes having been with a “Big 5” international accounting firm for some thirteen (13) years and having managed a real estate portfolio consisting of office, industrial and shopping center properties.  

Leonard Orloff is an Attorney and a licensed Adjuster. Mr. Orloff has adjusted hurricane/typhoon, fire, water and collapse losses and has appraised and settled commercial losses in excess of $10,000,000. For twenty-six years prior to being a Public Adjuster, Mr. Orloff owned a business that specialized in the cleaning and restoration of catastrophic losses and hazardous waste removal. He has handled claims throughout the United States, the Caribbean, the South Pacific and Europe. Mr. Orloff is a member of the Montgomery County, Pennsylvania and Philadelphia Bar Associations and of the Supreme Court of Pennsylvania. He has both a Bachelor’s Degree and an LL.B. from the University of Pennsylvania.    

John Crowley is an engineer and an expert in property insurance coverages and claims with some 40+ years of experience in the industry.  Prior to representing the insureds, Mr. Crowley’s vast experience in the property and casualty insurance claims arena was on the “insurance company side” and included working for some ten years for Toplis and Harding, a firm of independent insurance adjusters, as an adjuster representing the insurance companies.

Mr. Crowley is an expert in the evaluation of structural damages and in the interpretation and application of the terms and conditions of insurance policies.  In his  position on both the insurers side and the insureds side Mr. Crowley was responsible for among other things estimating the amount of building damages and when necessary having builders and engineers working for him in that regard and is proficient in the use of software used in estimating building losses.  He has adjusted insurance losses throughout the United States, the Caribbean and Internationally.  While working on the Company side, one of his larger clients included the Helmsley Spear Real Estate Company; on the insured side he has adjusted losses in excess of $25,000,000.           

Commercial / Business Division 

Serving Clients In Numerous Industries Including the Following:

Shopping Centers, Office Buildings & Other Real Estate, Manufacturing, Retailers, Condominiums, Supermarkets, Telecommunications/Cable Companies, Governments, Hotel, Tourism & Hospitality

Endorsed by the Caribbean Hotel & Tourism Association As Their
Recommended Loss Consultants
Additional Services – Risk Management & Litigation Support for Attorneys

Home Owner’s Division

Helping Clients With Dwelling Losses, Contents Losses & Additional Living Expenses        

USA 800-811-4008 
International 001.610.526.2213